Archive for September, 2014

Is Apple Pay a Threat to VISA ?

Silicon Valley innovator Apple Inc has unveiled Apple Pay electronic Payment Platforms using SmartPhones and NFC threatening older and established players like VISA and MasterCard. We analyzed on if it will be a threat in disrupting the card payment industry and here is our finding. Unlike PayPal, Apple Pay is not a P2P Payment mechanism. […]

What to do when Credit Card Application is Rejected ?

It is not uncommon for us as consumers to get tempted to BUY the Latest SmartPhone using Credit Card. However, many of you all don’t know the importance of Credit History and thus end up in the soup. A Reader of our Advisory is in a similar situation and narrates his experience with SBI Credit […]

Chinese Weixin “Swiping Card” Mobile Payment Platform

Chinese Internet Giant Tencent has ventured into the Mobile Payments Platform using “Weixin” also known as WeChat. It is available on both the iOS and Android platforms. Swiping Card has been incorporated into the wallet tab and allows Weixin payment users to make payments at offline retail stores. How does the System work from the […]

Smart Credit Card Use: Free Android Application to Track & Manage Cards / Expenses

Credit cards also known as plastic currency is one of the best and secure medium of shopping and it is getting popular within today‚Äôs generation, especially in IT sector people. As per the Reserve Bank of India ATM & Card Statistics for May 2014, Indian people spent over 1,52,100.00 Million Rupees for shopping with over […]