Pre-Approved Credit Card from ICICI Bank

ICICI Bank is a step ahead than its peers. I logged on to my bank account a month ago and I found this surprise. I was pre-approved for a Home Loan of Rs 341,000 and a Credit Card of Rs 15,000. Look at the screen shot below.

I am not interested in Home Loan and I chose to try Credit Card offer. It took me to the next screen as shown below.
I then proceeded to apply for the same. The next screen told me I was pre-approved for Rs 15,000. Here is the next screen.
All my personal details were already filled in and was expecting my employment details to be filled [Not seen in the screen shot above]. I didn't apply for one as I am still waiting to file my IT returns for this year. Once I am done, I'll apply.

ICICI Bank is recording our Financial History and extending credit depending on how wisely we manage it. Long way to go.