HDFC Gold Card has revised on how it will offer the points with effective from June-1st 2007. Until now, we would get one point for every Rs 50 spent on the CC. From June-1st, we will have to spend Rs 75 to get one reward point. Thumbs down to HDFC 🙁
Also, no reward points awarded when you will get Cash Back, for instance say when you book a flight ticket.
I have a detailed explanation on how HDFC Calculates Finance Charges / APR here.
You can register to HDFC Do Not Call / Disturb Registry here.