Owning a credit card is a wonderful feeling. It gives you a certain sense of financial freedom and keeps worries at bay. However, a lot of people overlook the responsibilities that come with it. By using a credit card irresponsibly, you risk not only building a massive debt but also hurting your CIBIL score in the process.
The following are 5 of the most important pointers to keep in mind when using credit cards:
1. Avoiding Minimum Payments
Minimum payments are one of the most popular features of plastic money. They allow you prevent