CIBIL Transunion is the leading Credit Bureau of India with with the largest number of credit information records. RBI the Indian Financial System regulator has mandated every Financial Institution including Banks in India to submit Lending Data to atleast one Credit Bureau / Information company. Over 800 FIs upload data about Borrowers on a monthly basis to CIBIL.
We’ll see what kind of Data Repository CIBIL is Maintaining and the Definition / Meaning of each of these terms,
Individual Consumer Database CIBIL has Information on 135mn Indian / NRI individuals or