Review – Citi + Indian Oil Gold CreditCard

Citibank and Indian Oil together have just e-mailed us about a card that they are offering to readers of CardBhai.

Some of the main features of this card are

  • Save 5% everytime you fill fuel at IndianOil Outlets
  • Full waiver of the fuel surcharge (2.5%)
  • Earn 4 Turbo Points for every Rs.150 spent
  • Earn 1 Turbo Point for every Rs.150 spent on all other purchases
  • Redeem each Turbo point for Re.1 of Fuel at IndianOil outlets

You will also get instant alerts for all card purchases greater than Rs.5000.

How many points can you accumulate in a year using this Card ?
Fuel purchase at IndianOil [with Citibank swiping machine] outlets – Rs 3000 – Points earned – 80. All other purchases – Monthly spend, say Rs 7000 – Points Earned – 46. So in a month, you will be able to earn 126 points so annually, this translates into 1520 points and hence so much worth Fuel FREE. [~ 1% CashBack, compared to 0.4% on your HDFC Bank Gold Card]

Residents of Bangalore, Chandigrah, Chennai, Delhi, Gurgaon, Hyderabad, Kolkata, Mumbai, Noida and Pune are eligible to apply here. [Apply, only if you can pay your entire bill every month]

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