In August 2009, CIBIL along with Transunion announced the availability of Credit Information Report for Indian Citizens making it the first Bureau in India to release reports. A Year Later in August 2010, Experian entered the Indian market and started releasing consumer credit information reports on demand. And in Nov-2012, Equifax the last of the Big 3 Credit bureaus of the World opened its Operations in India.
As an exclusive offer for readers of CardBhai.Com, we are facilitating you to order Equifax Credit Information Report on demand.
How to Get Equifax Credit Information Report in India ?
- Download and Print the Following CIR Request Form [ Print First 2 Pages Only] Fill the form accordingly.
- You need to purchase a Demand Draft of Rs 138 favoring “Equifax Credit Information Services Private Limited” payable at “Mumbai”. Yes it is cheaper compared to what CIBIL charges Rs 154
- Identity Proof – PAN Card is Strongly Recommended, in case if you don’t have your PAN Card then submit one of the following documents – Passport, Voters ID, Driving License
- Address Proof – Any one of the following documents which clearly shows your address.- [Electricity Bill, Telephone Bill, Credit Card Bill, Gas Utility Bill ]This address should match the Address where you want your Credit Report be mailed.
Send the Form, DD, Address proof and Identity Proof documents to the Following Address
Equifax Credit Information Services Private Limited,
Office No 2, Ground Floor, Madhusudhan Mills,
Shankar Rao Naram Path, near Peninsula Corporate Park,
Opp Laxmi Industrial Estate,
Lower Parel,
Mumbai 400013
Alternatively, if in the recent past [within 30 days] your application for Credit Card, Housing Loan, etc was not approved, then you can demand your Credit Information Report for FREE from the Bank where you had applied for Credit / Loan by paying not more than Rs 50.
Kindly note that if you have been a NRI and have History in other country for example say , United States, Credit Records from that country will not be linked here in India as the Credit Information Companies Regulation Act doesn’t allow such provisions.