We have just discovered that, Experian, the leader in Consumer Credit Rating has launched Credit Reports on Demand for any Citizen of India. This facility is made available exactly a year after CIBIL started offering its consumers credit reports directly on demand.
Experian have priced Consumer Report at Rs 138 compared to CIBIL’s Rs 154. I have ordered mine and will weigh the difference between Experian’s and CIBIL’s as soon as it is available with me.
You can Order your Credit Report directly from Experian using the Form available here.
If you are Sending the Credit Information Request Form along with the DD by Ordinary Post / Regular Post, then send it to the address mentioned in the form,
Experian Credit Information Company of India Private Limited
P.O. Box 9096, Goregaon East,
Mumbai 400063
If you are going to use Speedpost / Courier / Registered with AD which requires Proof of Delivery, then send it to the following Address
Experian Credit Information Company of India Private Limited
Consumer Support Department
Platina, 2nd Floor
C-59, G Block
Bandra Kurla Complex
Bandra (E)
Mumbai – 400 051
You can also Order CIBIL Credit Report from here.
If your Application for any Credit [ Personal loan, Home Loan, Credit Card, etc] then you have the right to get your Credit Report from the Bank where you have applied and the bank is under the obligation to supply the credit report they have looked at [CIBIL or Experian or Both] and by not charging fees of more than Rs 50 to your Account.