Experian India Catching Up with CIBIL on Customers

Experian is one of the four credit bureau license holders in India – CIBIL, CRIF Highmark and Equifax being others. In the global pecking order, Experian is 2X Equifax and 4X Transunion globally. In India TransUnion (CIBIL) has a larger presence. In India, there are two entities, Experian Services India – 100% sub, decision analytics, […]

Heavy Loan Borrowers / Spenders – Beware Experian Analytics Tools Monitoring You

Experian India is gradually unveiling its Global Tools and Analytical Services to Indian customers [Banks & FIs] Apart from Serving Credit Reports and Scores, they are now offering Value Added Services which covers Frauds and Consumers on the verge of Default. Experian has rolled out tools that track consumers borrowing / spending heavily or acting […]

Experian Looking at Growth Opportunities in India

Experian leading Credit Bureau globally is prioritizing growth (6-8% organic in our model) over margin expansion. This is probably in the best interest of company and investors. The four main growth drivers Experian is focusing on are Geographic expansion, Increasing data depth Growing business segments within each geography, and Introducing and monetizing new products / […]

How does Sample Experian Credit Information Report Look Like in India ?

We’ve received some mails from our readers on asking us to explain the Experian Credit Information Report now available in India. Acknowledging readers demand today we’ll explain the contents and format of Experian Credit Report released by Indian Office which is in compliance with the Credit Information Companies (Regulation) Act, 2005. Section 1 of the […]

Regulatory Support for CIBIL / Experian and How CIBIL Helped Shape Retail Assets of Banks ?

One should not hesitate to extend credit when it is due, yes we are talking about the Government of India and RBI which needs to be given its due share of credit who were instrumental in pushing banks to give more data to CIBIL and keep cleaning the data time and again. The Credit Information […]

Experian Credit Infomration Report Available on Demand in India

We have just discovered that, Experian, the leader in Consumer Credit Rating has launched Credit Reports on Demand for any Citizen of India. This facility is made available exactly a year after CIBIL started offering its consumers credit reports directly on demand. Experian have priced Consumer Report at Rs 138 compared to CIBIL’s Rs 154. […]