Private Banks Ride Retail Credit Lending Boom backed by CIBIL,Experian & Equifax

Indian private sector banks are focused on retail lending, largely on account of process-driven lower turnaround time for lending decisions in the retail segment. Bureaus such as CIBIL, Experian and Equifax have played a key role in meaningfully reducing the probability of adverse selection by lenders, facilitating more sensible targeting and deeper mining of existing […]

Experian Looking at Growth Opportunities in India

Experian leading Credit Bureau globally is prioritizing growth (6-8% organic in our model) over margin expansion. This is probably in the best interest of company and investors. The four main growth drivers Experian is focusing on are Geographic expansion, Increasing data depth Growing business segments within each geography, and Introducing and monetizing new products / […]

Want Car Loan ? Have Good Credit Score – Bankers Relying on CIBIL Report

Auto Loans in India are on rise in the past 3 years and the demand is especially coming from smaller cities. After the 2008 Crisis, Banks have tightened their lending norms towards unsecured loans – Credit Cards & Personal Loans and even for Auto Loans they are increasingly relying on Credit Reports ans Scores from […]

How does Sample Experian Credit Information Report Look Like in India ?

We’ve received some mails from our readers on asking us to explain the Experian Credit Information Report now available in India. Acknowledging readers demand today we’ll explain the contents and format of Experian Credit Report released by Indian Office which is in compliance with the Credit Information Companies (Regulation) Act, 2005. Section 1 of the […]

Experian Credit Infomration Report Available on Demand in India

We have just discovered that, Experian, the leader in Consumer Credit Rating has launched Credit Reports on Demand for any Citizen of India. This facility is made available exactly a year after CIBIL started offering its consumers credit reports directly on demand. Experian have priced Consumer Report at Rs 138 compared to CIBIL’s Rs 154. […]