Experian India Catching Up with CIBIL on Customers

Experian is one of the four credit bureau license holders in India – CIBIL, CRIF Highmark and Equifax being others. In the global pecking order, Experian is 2X Equifax and 4X Transunion globally. In India TransUnion (CIBIL) has a larger presence. In India, there are two entities, Experian Services India – 100% sub, decision analytics, […]

Credit Bureaus Lobby for Mobile / Utility Bill Payment Records

Leading Credit bureaus in India – CIBIL, Experian and Equifax have started lobbying with the government for to get access to consumers Mobile Bill Payment records. The companies have initiated talks with TRAI which currently prohibits sharing of consumer data with any of the credit bureaus in India. Telecom Operators are Un-willing to share the […]

How does Sample Experian Credit Information Report Look Like in India ?

We’ve received some mails from our readers on asking us to explain the Experian Credit Information Report now available in India. Acknowledging readers demand today we’ll explain the contents and format of Experian Credit Report released by Indian Office which is in compliance with the Credit Information Companies (Regulation) Act, 2005. Section 1 of the […]