Titanium + Gold + Silver - Privilege Accounts

ICICI Bank in an exercise to woo customers has launched three new accounts as a promotion. Details as follows,

Titanium Privilege Account:

• Access to Barnch Wealth Manager
• Access to Phone Banking Relationship Manager
• Free International Titanium Debit Card with higher withdrawal limits
• Plus all the features of Gold Privilege Account
  

Gold Privilege Account:

• Priority Processing at Branches
• Free anywhere banking services
• Free International Gold Credit Card
• Plus all the features of Silver Privilege Account

Silver Privilege Account:

• Free access to any bank's ATM
• Free Multi-city / payable-at-par cheques
• Waiver and DD/ PO Charges

I guess I received this offer because my AQB in the bank is over Rs 150,000. You touch base with your nearest branch on what your needs of Debit card are and then can decide. Hopefully, ICICI improves on its customer care atleast now.

Ezeego1 - Credit + Debit Cash Back Offer

ICICI Bank has announced an Exclusive Cash Back Offer promo for its Credit card and Debit Card holders with Ezeego1 - Online Tickets and Travel Reservation portal. Similar offer was made last year and here are the details and comments from some users. Details of the offer as received by us are as follows,

• All bookings to be made on ezeego1.com only
  
• Book a KingFisher or GoIndigo Flight [Within India] + for international travel valid on all international flights, Bus, Car or Hotel
• Pay using ICICI Debit or Credit Card
• Depending on the sum of the authorization code of the transaction, you will be eligible for Cash Back Ranging from 10% to 100% [Don't expect 100%]. Here is the Cash Back Table
  

Fineprint and Catches in the Offer:
Maximum cash back offer is restricted to Rs 10,000 for each of the respective categories Flights, Bus, Hotels. Card Holder booking the ticket has to be one of the traveller.

Offer is valid until Jan-10-2009 [Please confirm with ezeego1 before booking]

iPhone EMI Deal - Airtel

Bharti Airtel in partnership with VISA cards has struck a deal with ICICI Bank to offer the new iPhone 3G on EMIs.

Customers holding ICICI Bank credit card can purchase the 8 Gb iPhone by paying Rs 2,583 a month for 12 months. So at the end of the year, you end up paying Rs 30,996. It is not very clear if ICICI will bill Rs 2,583 every month as iPhone EMI charge or open a separate account.

Clarifications sought from ICICI:
What if a customer fails to pay the EMI after 3 or 4 installments ?
What if the customer is already carrying forward balance on credit card, so will this EMI component also attract interest rate ?

So ask all these questions before you blindly BUY an iPhone because we don't want you land into a credit trap.

Peerless Credit Card with ICICI

Peerless General Finance just a while ago released a Co-Branded Credit Card in association with ICICI Bank. This will add value to Peerless' product folio under Peerless Smart Money.

Mr. S.K.Roy, MD of Peerless said,

The cardholders of Peerless-ICICI can avail themselves of standard offers such as equated monthly installments, personal loans on credit cards, balance transfers, utility bill payemnt services etc. They also get reward points on shopping.

Generous royalty reward points will be awarded for using the credit card at Peerless Hospitals, Peerless Hotels and Kaizen Leisure and Holidays.

So who is next amongst the NBFCs to offer credit cards ? Sahara India ?

Platinum + Gold Debit Card Offers

ICICI Bank in an e-mail has informed us about the offers [Discount / Cashback] now available to ICICI Bank Platinum and Gold Debit Card Holders.

• 10% off on Food and Non Alcholic Beverages at Sarovar Hotel restaurants/pubs in your city.
• 15% off on Food and Soft beverages at Ruby Tuesday in your city
• 10% to 30% off at VLCC depending on package
• 10% off for your Bus Booking at Redbus.in using your ICICI Platinum Debit Card and 5% off if you use your Gold and Silver Debit Cards
• All the above offers end on Sept-30-2008.

One Bonus offer for all ICICI Bank Debit Card Holders is, Rs 50 off on your Railway Ticket booking through IRCTC.Co.IN Offer Valid till 15th Jan-09.