Harassment by Credit Collection Agent – Pay to Bank or Agent ?

ICICI Cards HarassmentA reader of our advisory services, Mr. Naresh Writes his plight seeking Help in distress on continuous Harassment by ICICI Bank’s Credit Card Collection Agency. His case is as below, [89359]

My ICICI Bank Card Number is 447746XXXX588001.Bank’s Collection agency sent an agent to collect my payment and he harassed my family. Moreover, I just made an online payment but he is harassing me to make the payment to him and not online. Why would he do that? I mean, I remember the Supreme court’s order on such agencies. I’m promptly making online payments. Let me continue the same way. Kindly guide me on how I deal with the bank in this situation.

Mr. Naresh is right in making the

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ICICI Jet Privilege Credit Card Annual Fees Dispute

icici bank jet priviliege cardA Reader of our Website Writes to us seeking suggestion on false Marketing of Credit Card by ICICI Bank. His case is as follows,

I got a credit card of ICICI Bank. Card type is Coral (JET Airways). When i applied for this card, the customer care told me this is free card for 1 year. I had word with Mr Bhandari in ICICI Bank. But when i got the first bill statement, there are two charges. Joining fee of Rs 1,250 and a Service Tax of Rs 154.50. So I have registered a complaint with ICICI Card Customer Care. When i am asking for cancellation, then are refusing my words. Please help me regarding this.

Firstly, Credit Card Applications whether

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ICICI Bank Coral Credit Card Payback Points Not Given

ICICI Bank Coral Card Payback PointsIt is not uncommon to see that your Bank encourages you to spend on your debit / Credit card and when it comes to credit the Points to your account they start giving one or the other reason. HDFC has cheated me by upgrading my card and then eventually setting the 9,000+ points in the account to Zero. A reader of our Site who is aggrieved by ICICI Bank, is narrating on how he was taken for a ride in the name of Payback

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ICICI Credit Card Application – False Promise – Delay in Decision

icic bank credit card application statusEven with the New RBI Governor in Place sending strict warnings and signals to the Private Banks not to indulge in practices that take consumers for a ride, ICICI Bank which has gotten aggressive to expand its retail portfolio is extending credit cards but unable to handle the Grievances related to the same. A Reader of our website, Shounak from Mumbai wrote in as follows, [65648]

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ICICI Bank to issue EMV Chip Cards Only

EMV-CardsIndia’s Second Largest Credit Card issued – ICICI Bank just a while ago took the decision to move towards more secured EMV based Chip cards. ICICI Bank has a portfolio of 2.8 Mn Cards which includes VIA and MasterCard as well as the ones issued as Co-Branded Cards.

How are EMV Credit Cards Secure ?
As seen in the picture above, they come equipped with a Microchip [Gold in Color] which has encoded data that earlier was available on the Magentic Stripe. Only the Card Reader has

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