icici-credit-cards

Can ICICI Cards Division Unilaterally Deduct Money from Savings Account ?

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ICICI Cards Deducting BalanceA reader of our Advisory Service reports his plight where the Card Issuing Bank has deducted money from his savings account to recover his dues on credit card and wants to know if the Bank can do it ? He Writes as follows,

I had a credit card # 4477478289029005 against which some payments were due close to 6500 I did not get any notification because I had left my then current address for higher studies now by 2011 the total due because of late payment become around 12000 later when I get a new job in 2011 I opened an account with ICICI so all my details (mobile no email address) everything was available with ICICI still without any intimation they deducted money Rs 12000 from

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How to Dispute Credit Card Issued Without Customer Knowledge ?

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ICICI Credit Card FraudA reader of our Advisory Services is seeking help on an issue of Credit Card which was activated but not received by the customer and Bill are sent to him after 4 years. This is what he writes,

I had applied for an ICICI Bank credit card about 4 years ago and have not received it. But I keep receiving the payment notice letters and calls from

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ICICI Credit Merchant Service Charges – A Review

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ICICI Bank Merchant TerminalUntil now most of our coverage has been keeping the consumer on mind. However, a reader of our site shares his plight as user of ICICI Bank Credit Card Merchant Services so that his experience will will stand as a review for others opting for ICICI Bank Card Merchant Service Terminals for their SMEs.

I have a Portable Terminal of Credit Cards in my Boutique. I have been paying a rent of Rs 300 plus taxes every month for

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Security Lapse in ICICI Credit Card Division Led to Fraud

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icici bank security lapseIt is not uncommon to hear about free flow of Personal Information from the Banks / Financial Institutions because of poor security measures and checks in the banking industry which is very vital at this point of time. A reader of our Website, a corporate customer from Delhi NCR writes about his plight of bitter experience with ICICI Bank Credit Card seeking advise as follows, [75012]

I am a credit card holder of ICICI Bank, my VISA credit card no is 43755XXXX490002. On 19.08.2013 Rs 70,000 has been debited from my credit card by fraud transaction. Even my mobile number has been changed without my knowledge. My mobile no is 7208877XXX but it is changed to 9967237891( I got to know this information from bank’s customer care). Among the fraudulent transactions,

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ICICI Free Insurance On Credit Cards – Why is it a Trap ?

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icici credit card insurance offerIt is not uncommon to see Credit Card Companies offering Free Insurance with your Card. There are lot of Traps and Loopholes in the offers they make. One of our reader writes to us as follows,

I used to own a ICICI Credit card number 4477469985851008 for which I still get calls for pending payments even after settling the amount. The real issue is between ICICI bank and ICICI Lombard since I got a lucky draw offer of free health insurance for my parents from ICICI lombard. (Details given below). This mail is regarding the bill payment on credit card 4477469985851008. The bill showed a debit amount of

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ICICI Bank Coral Credit Card Payback Points Not Given

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ICICI Bank Coral Card Payback PointsIt is not uncommon to see that your Bank encourages you to spend on your debit / Credit card and when it comes to credit the Points to your account they start giving one or the other reason. HDFC has cheated me by upgrading my card and then eventually setting the 9,000+ points in the account to Zero. A reader of our Site who is aggrieved by ICICI Bank, is narrating on how he was taken for a ride in the name of Payback

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